Home Loan Interest Rates

*As on 3rd July 2013

BANKS	FLOATING INTEREST RATE	PROCESSING FEES
ICICI BANK	Scheme I :10.25% (Fixed 1 yr) Scheme II : 10.25% (Fixed 2yrs) Scheme III : 10.50% (Fixed 3yrs) then 10.25%	0.50% of loan amount up to 1 crore
HDFC BANK	10.15%	0.5% or maximum 10,000+service tax (12.36%)
INDIA BULLS	10.15% (Upto 25Lacs), then 10.75%	Up to 30 lacs 5,000+12.36%(Service tax) 30 lacs & above : 15,000+12.36%(Service tax)
LIC HOUSING	Scheme I : 10.25% (Fixed for 2 yrs) Scheme II : 10.70% (Fixed for 3 yrs) 11.15% (Fixed for 5 yrs) Scheme III : 10.95%(Fixed for 10 yrs)	Up to 50 lacs : 10,000 +(Service tax) 50 lacs & above : 15,000 +(service tax)
DHFL	10.50% (Upto 15Lacs), then 11%	1% for Salaried & 1.5% for SENP
INDUSIND BANK	10.15%	0.5% or maximum 10,000+service tax (12.36%)
FED BANK	10.25%	0.50% of the limit sanctioned with a minimum of 1000/-
EDELWEISS CAPITAL	10.50%	Up to 1.5% of Loan Amount
IDBI	10.25	0.50% + service tax
STANDARD CHARTERED BANK	10.40%	Rs.7500/- + Service tax
DEUTSCHE BANK	10.50%	12000 + Service Tax
FULLERTON INDIA	12.50% (Fixed)	Up to 3% of the Loan Amount
KARUR VYSYA BANK	10.75%	N.A.
KOTAK BANK	10.75%	0.25% - 0.5%
RELIANCE	10.50% - 12.50%	1% of loan amount
HSBC BANK	10% to 13%	1% of the loan amount applied for, subject to a minimum of Rs 10000 plus service tax. This fee is payable on application and is not refundable
PUNJAB NATIONAL BANK	10.50% - 11%	0.5%+ service tax
SHRIRAM HOUSING FINANCE	15%	1.5%+ service tax
BASSEIN CATHOLIC CO-OP BANK	11.25% (upto 25Lacs) then 11.50% (upto 70Lacs)	2%
VASAI VIKAS SHAKARI BANK	10.5% (upto 10Lacs) then 11% (upto 70Lacs)	2%
COSMOS CO-OP BANK	9.75% (upto 25Lacs) then 10% (upto 70Lacs)	2%

Disclaimer: - Please note that the interest rates and eligibility criteria given here are based on the market research. To enable the comparisons certain set of data has been reorganized/restructured/tabulated .Users are advised to recheck the same with the individual companies/organizations. This site does not take any responsibility for any sudden/uninformed changes in interest rates.

Business Loan Interest Rates

As on 3rd July 2013

Banks	Interest Rates
HDFC BANK	15% - 22 %
KOTAK MAHINDRA BANK	17% - 21%
BARCLAYS FINANCE	16% - 19%
FULLERTON INDIA	19% - 28%
BANK OF BARODA	14.5%
STATE BANK OF INDIA	12.50%-13.00%
STANDARD CHARTERED BANK	19%
TATA CAPITAL	18% - 19.5%

*Processing fees will vary from bank to bank.

Disclaimer: - Please note that the interest rates and eligibility criteria given here are based on the market research. To enable the comparisons certain set of data has been reorganized/restructured/tabulated .Users are advised to recheck the same with the individual companies/organizations. This site does not take any responsibility for any sudden/uninformed changes in interest rates.