Loan Against Property Interest Rates
As on
12th June 2013
Banks
|
Upto
30 lacs
|
30-75
lacs
|
75
& above
|
Processing
Fees
|
HDFC
Bank
|
12.75%
|
12.75%
|
12.75%
|
1.50% of the loan amount
|
ICICI
Bank
|
13%
|
13%
|
13%
|
1%
|
Fullerton
|
15.5%
|
15.5%
|
15.5%
|
1% of the loan amount
|
Axis
Bank
|
13% - 14%
|
13% - 14%
|
13% - 14%
|
1% of Disbursed amount
|
IndiaBulls
|
13.50% - 15%
|
13.50% - 15%
|
13.50% - 15%
|
1% + service tax
|
DCB
|
13% - 13.50%
|
13% - 13.50%
|
13% - 13.50%
|
1.50% + service tax
|
Standard
Chartered
|
12.50%
|
12.50%
|
12.50%
|
1%
|
CITI
Bank
|
12.75 - 13.25%
|
12.75 - 13.25%
|
12.75 - 13.25%
|
0.50%
|
IDBI
Bank
|
13.25%
|
13.25%
|
13.25%
|
1% + service tax
|
Edelweiss
|
13.25%
|
13.25%
|
13.25%
|
1% of the loan amount
|
Disclaimer: - Please
note that the interest rates and eligibility criteria given here are based on
the market research. To enable the comparisons certain set of data has been
reorganized/restructured/tabulated .Users are advised to recheck the same with
the individual companies/organizations. This site does not take any
responsibility for any sudden/uninformed changes in interest rates.
Labels: interest rates, loan against property, mortgage
10 Comments:
Loan Against Property Avail HDFC's loan against property for your personal or business needs. Both residential and commercial properties can be mortgaged for taking a property loan.
Hi Friends,
Coming to the point, I'd like to become DSA for Bank Personal Loans & Home Loans. I prefer Private Banks like HDFC, ICICI, HSBC or RBS. Other Banks , microfinance companies , private money landers are also Welcome.
I've following queries.
1. What is the Procedure and Eligibiltiy Criteria to become Bank DSA?
2. Can an Individual, Fresher apply for DSA. Is prior experience must?
3. Is there any Security deposit or Fees to be paid to get DSA License? This is important to yake an informed decision.
4. Is Office Space and Manpower must? (We have our own space/office in District Seoni and Balaghat State of Madhya Pradesh (India), but before that I just wanna test the market and myself in this field).
5. What is the exact role of DSA?
I mean, to my knowledge and Customer Acquistion and Documentation verification are must. But, apart from that, is there any other work to be done by DSA?
6. What are the Commission Rates for Personal Loans and Home Loans. This is very important for me to take an informed decision. So, plz don't skip this question.
In the meantime, clarify the above doubts. If I have any other queries, I'll drop a line.
Appreciate your help in this regard.
We have 5/7 years experience in financial service. Now looking to get DSA from any reputed finance company/BANKS for HOME/PERSONAL/LAP LOANS/CONSTRUCTION EQUIPMENT FINANCE. We have vast experience in home and personal loan with private and govt. Banks, LAP LOANS, Construction equipment finance, private finance, personal loan and real estate. We have our own space/office in District Seoni and Balaghat State of Madhya Pradesh (India).
Regards,
R.K. Sahu (Earth Capital Raising)
Dist. Seoni (MP)
Email – ecrgroup.info@gmail.com
Contact No. +91-9424396876.
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