Documents required for Home Loan
Salaried Customers :-
Ø Identity Proof (Any One)
ù Passport
ù PAN Card
ù Voter’s Identity Card
ù Driving License
ù Identity Card (Subject to the Companys satisfaction) etc.
Ø Residence Proof (Any One)
ù Utility Bill like telephone, electricity (not older than 3 months)
ù Bank account statement / Pass Book
ù Driving License
ù Passport
ù Latest Rent / Leave & License Agreement etc.
Ø Pan Card Copy
Ø Last 3 months Salary Slip alongwith latest Form 16 / ITR/ Appointment Letter
Ø Last 6 months Bank Statement (Where Salary/Income is Credited)
Ø Sanction letter of all existing loans with repayment statement of account and bank statements from where EMI is paid
Ø Self Attestation on all documents (signature on all documents).
Ø Two passport size photographs
ù Passport
ù PAN Card
ù Voter’s Identity Card
ù Driving License
ù Identity Card (Subject to the Companys satisfaction) etc.
Ø Residence Proof (Any One)
ù Utility Bill like telephone, electricity (not older than 3 months)
ù Bank account statement / Pass Book
ù Driving License
ù Passport
ù Latest Rent / Leave & License Agreement etc.
Ø Pan Card Copy
Ø Last 3 months Salary Slip alongwith latest Form 16 / ITR/ Appointment Letter
Ø Last 6 months Bank Statement (Where Salary/Income is Credited)
Ø Sanction letter of all existing loans with repayment statement of account and bank statements from where EMI is paid
Ø Self Attestation on all documents (signature on all documents).
Ø Two passport size photographs
Self employed (Professionals)
include self - employed Doctors, Chartered Accountants, Architects, Company
Secretaries
Ø
Identity Proof (Any One)
ù Passport
ù PAN Card
ù Voter’s Identity Card
ù Driving License
ù Identity Card (Subject to the Companys satisfaction) etc.
Ø Residence Proof (Any One)
ù Utility Bill like telephone, electricity (not older than 3 months)
ù Bank account statement / Pass Book
ù Driving License
ù Passport
ù Ration Card
ù Latest Rent / Leave & License Agreement etc.
Ø Pan Card Copy
Ø Education qualification certificate and proof of business existence
Ø Latest years ITR along with IT acknowledgement, computation of income, Balance Sheet & Profit and Loss Account for the last 3 yrs. certified by a CA / Audited
Ø Last 1year bank statements
Ø Sanction letter of all existing loans with repayment statement of account and bank statements from where EMI is paid
Ø Self Attestation on all documents (signature on all documents).
Ø Two passport size photographs
ù Passport
ù PAN Card
ù Voter’s Identity Card
ù Driving License
ù Identity Card (Subject to the Companys satisfaction) etc.
Ø Residence Proof (Any One)
ù Utility Bill like telephone, electricity (not older than 3 months)
ù Bank account statement / Pass Book
ù Driving License
ù Passport
ù Ration Card
ù Latest Rent / Leave & License Agreement etc.
Ø Pan Card Copy
Ø Education qualification certificate and proof of business existence
Ø Latest years ITR along with IT acknowledgement, computation of income, Balance Sheet & Profit and Loss Account for the last 3 yrs. certified by a CA / Audited
Ø Last 1year bank statements
Ø Sanction letter of all existing loans with repayment statement of account and bank statements from where EMI is paid
Ø Self Attestation on all documents (signature on all documents).
Ø Two passport size photographs
Self Employed (Individuals) include
self-employed - Sole proprietors, Partners & Directors in the Business of
Manufacturing, Trading or Services
Ø
Identity Proof (Any One)
ù Passport
ù PAN Card
ù Voter’s Identity Card
ù Driving License
ù Identity Card (Subject to the Companys satisfaction) etc.
Ø Residence Proof (Any One)
ù Utility Bill like telephone, electricity (not older than 3 months)
ù Bank account statement / Pass Book
ù Driving License
ù Passport
ù Ration Card
ù Latest Rent / Leave & License Agreement etc.
Ø Office Address Proof (Any One)
ù Utility Bill like telephone, electricity (not older than 3 months)
ù Bank account statement / Pass Book
ù Latest Rent / Leave & License Agreement etc.
Ø Proof of business existence (Trade license / Shop & Establishment Certificate (Gumasta) / Sales Tax certificate / Service Tax Registration Certificate)
Ø Pan Card Copy (self and business)
Ø Business profile
Ø Latest years ITR along with IT acknowledgement, computation of income, Balance Sheet & Profit and Loss Account for the last 3 yrs. certified by a CA / Audited
Ø Last 1 year bank statements (self and business)
Ø Sanction letter of all existing loans with repayment statement of account and bank statements from where EMI is paid
Ø Other Mandatory Documents (Sole Prop. Decl. Or Cert. Copy of Partnership Deed, Cert. Copy of MOA, AOA & Board resolution.)
Ø Self Attestation on all documents (signature on all documents).
Ø Two passport size photographs
Additional documents may be required on case to case basis.
ù Passport
ù PAN Card
ù Voter’s Identity Card
ù Driving License
ù Identity Card (Subject to the Companys satisfaction) etc.
Ø Residence Proof (Any One)
ù Utility Bill like telephone, electricity (not older than 3 months)
ù Bank account statement / Pass Book
ù Driving License
ù Passport
ù Ration Card
ù Latest Rent / Leave & License Agreement etc.
Ø Office Address Proof (Any One)
ù Utility Bill like telephone, electricity (not older than 3 months)
ù Bank account statement / Pass Book
ù Latest Rent / Leave & License Agreement etc.
Ø Proof of business existence (Trade license / Shop & Establishment Certificate (Gumasta) / Sales Tax certificate / Service Tax Registration Certificate)
Ø Pan Card Copy (self and business)
Ø Business profile
Ø Latest years ITR along with IT acknowledgement, computation of income, Balance Sheet & Profit and Loss Account for the last 3 yrs. certified by a CA / Audited
Ø Last 1 year bank statements (self and business)
Ø Sanction letter of all existing loans with repayment statement of account and bank statements from where EMI is paid
Ø Other Mandatory Documents (Sole Prop. Decl. Or Cert. Copy of Partnership Deed, Cert. Copy of MOA, AOA & Board resolution.)
Ø Self Attestation on all documents (signature on all documents).
Ø Two passport size photographs
Additional documents may be required on case to case basis.
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