Thursday, 4 July 2013

Documents required for Home Loan

Salaried Customers :-
Ø  Identity Proof (Any One)
ù  Passport
ù  PAN Card
ù  Voter’s Identity Card
ù  Driving License
ù  Identity Card (Subject to the Companys satisfaction) etc.

Ø  Residence Proof (Any One)
ù  Utility Bill like telephone, electricity (not older than 3 months)
ù  Bank account statement / Pass Book
ù  Driving License
ù  Passport
ù  Latest Rent / Leave & License Agreement etc.

Ø  Pan Card Copy
Ø  Last 3 months Salary Slip alongwith latest Form 16 / ITR/ Appointment Letter
Ø  Last 6 months Bank Statement (Where Salary/Income is Credited)
Ø  Sanction letter of all existing loans with repayment statement of account and bank statements from where EMI is paid
Ø  Self Attestation on all documents (signature on all documents).
Ø  Two passport size photographs



Self employed (Professionals) include self - employed Doctors, Chartered Accountants, Architects, Company Secretaries
Ø  Identity Proof (Any One)
ù  Passport
ù  PAN Card
ù  Voter’s Identity Card
ù  Driving License
ù  Identity Card (Subject to the Companys satisfaction) etc.

Ø  Residence Proof (Any One)
ù  Utility Bill like telephone, electricity (not older than 3 months)
ù  Bank account statement / Pass Book
ù  Driving License
ù  Passport
ù  Ration Card
ù  Latest Rent / Leave & License Agreement etc.

Ø  Pan Card Copy
Ø  Education qualification certificate and proof of business existence
Ø  Latest years ITR along with IT acknowledgement, computation of income, Balance Sheet & Profit and Loss Account for the last 3 yrs. certified by a CA / Audited
Ø  Last 1year  bank statements
Ø  Sanction letter of all existing loans with repayment statement of account and bank statements from where EMI is paid
Ø  Self Attestation on all documents (signature on all documents).
Ø  Two passport size photographs


Self Employed (Individuals) include self-employed - Sole proprietors, Partners & Directors in the Business of Manufacturing, Trading or Services
Ø  Identity Proof (Any One)
ù  Passport
ù  PAN Card
ù  Voter’s Identity Card
ù  Driving License
ù  Identity Card (Subject to the Companys satisfaction) etc.

Ø  Residence Proof (Any One)
ù  Utility Bill like telephone, electricity (not older than 3 months)
ù  Bank account statement / Pass Book
ù  Driving License
ù  Passport
ù  Ration Card
ù  Latest Rent / Leave & License Agreement etc.

Ø  Office Address Proof (Any One)
ù  Utility Bill like telephone, electricity (not older than 3 months)
ù  Bank account statement / Pass Book
ù  Latest Rent / Leave & License Agreement etc.

Ø  Proof of business existence (Trade license / Shop & Establishment Certificate (Gumasta) / Sales Tax certificate / Service Tax Registration Certificate)
Ø  Pan Card Copy (self and business)
Ø  Business profile
Ø  Latest years ITR along with IT acknowledgement, computation of income, Balance Sheet & Profit and Loss Account for the last 3 yrs. certified by a CA / Audited
Ø  Last 1 year bank statements (self and business)
Ø  Sanction letter of all existing loans with repayment statement of account and bank statements from where EMI is paid
Ø  Other Mandatory Documents (Sole Prop. Decl. Or Cert. Copy of Partnership Deed, Cert. Copy of MOA, AOA & Board resolution.)
Ø  Self Attestation on all documents (signature on all documents).
Ø  Two passport size photographs

Additional documents may be required on case to case basis.

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