Documents required for Loan against Property

Salaried Customers :-

Ø  Identity Proof (Any One)
  Passport
  PAN Card
  Voter's Identity Card
  Driving License
  Identity Card (subject to the Company’s satisfaction) etc.

Ø  Residence Proof (Any One)
  Utility Bill like telephone, electricity (not older than 3 months )
  Bank account statement/Pass Book
  Passport
  Driving License
  Ration Card
  Letter from employer ( Subject to satisfaction of the Company )
  Latest Rent / Leave & license agreement etc.

Ø  PAN Card Copy
Ø  Last 6 months Salary Slip alongwith latest Form 16 / ITR/ Appointment Letter
Ø  Last 6 months Bank Statement (Where Salary/Income is Credited)
Ø  Sanction letter of all existing loans with repayment statement of account and bank statements from where EMI is paid
Ø  Self Attestation on all documents (signature on all documents).
Ø  Two passport size photographs

Ø  Property Documents
  Sale deed infavour of applicants
  Link documents for last 15 years
  Municipal Approved Plan
  Encumberance Certificate (EC)
  Latest Tax paid receipt / Parcha
  Mutation Certificate in the name of the present owner (Municipality/BLRO)

Self Employed (Individuals) include self-employed - Sole proprietors, Partners & Directors in the Business of Manufacturing, Trading or Services

Ø  Identity Proof (Any One)
  Passport
  PAN Card
  Voter's Identity Card
  Driving License
  Identity Card (subject to the Company’s satisfaction) etc.

Ø  Residence Proof (Any One)
  Utility Bill like telephone, electricity (not older than 3 months )
  Bank account statement/Pass Book
  Passport
  Driving License
  Ration Card
  Letter from employer ( Subject to satisfaction of the Company )
  Latest Rent / Leave & license agreement etc.

Ø  Office Address Proof (Any One)
  Utility Bill like telephone, electricity (not older than 3 months )
  Bank account statement/Pass Book
  Latest Rent / Leave & license agreement etc.

Ø  Proof of business existence (Trade license / Shop & Establishment Certificate (Gumasta) / Sales Tax certificate / Service Tax Registration Certificate)
Ø  Business profile
Ø  PAN Card Copy (self and business)
Ø  Latest years ITR along with IT acknowledgement, computation of income, Balance Sheet & Profit and Loss Account for the last 3 yrs. certified by a CA / Audited
Ø  Last 6 months bank statements (self and business)
Ø  Sanction letter of all existing loans with repayment statement of account and bank statements from where EMI is paid
Ø  Other Mandatory Documents (Sole Prop. Decl. Or Cert. Copy of Partnership Deed, Cert. Copy of MOA, AOA & Board resolution.)
Ø  Self Attestation on all documents (signature on all documents).
Ø  Two passport size photographs

Ø  Property Documents
  Sale deed infavour of applicants
  Link documents for last 15 years
  Municipal Approved Plan
  Encumberance Certificate (EC)
  Latest Tax paid receipt / Parcha
  Mutation Certificate in the name of the present owner (Municipality/BLRO)

Self employed (Professionals) include self - employed Doctors, Chartered Accountants, Architects, Company Secretaries

Ø  Identity Proof (Any One)
  Passport
  PAN Card
  Voter's Identity Card
  Driving License
  Identity Card (subject to the Company’s satisfaction) etc.

Ø  Residence Proof (Any One)
  Utility Bill like telephone, electricity (not older than 3 months )
  Bank account statement/Pass Book
  Passport
  Driving License
  Ration Card
  Letter from employer ( Subject to satisfaction of the Company )
  Latest Rent / Leave & license agreement etc.

Ø  PAN Card Copy
Ø  Education qualification certificate and proof of business existence
Ø  Latest years ITR along with IT acknowledgement, computation of income, Balance Sheet & Profit and Loss Account for the last 3 yrs. certified by a CA / Audited
Ø  Last 6 months bank statements
Ø  Sanction letter of all existing loans with repayment statement of account and bank statements from where EMI is paid
Ø  Self Attestation on all documents (signature on all documents).
Ø  Two passport size photographs

Ø  Property Documents
  Sale deed infavour of applicants
  Link documents for last 15 years
  Municipal Approved Plan
  Encumberance Certificate (EC)
  Latest Tax paid receipt / Parcha
  Mutation Certificate in the name of the present owner (Municipality/BLRO)

Ø  Additional documents may be required on case to case basis