Documents required for Auto Loan

Salaried Customers :-

Ø  Identity Proof (Any One)
ù  Passport
ù  PAN Card
ù  Voter’s Identity Card
ù  Driving License
ù  Identity Card (Subject to the Company’s satisfaction) etc.
 
Ø  Residence Proof (Any One)
ù  Utility Bill like telephone, electricity (not older than 3 months)
ù  Bank account statement / Pass Book
ù  Driving License
ù  Passport
ù  Latest Rent / Leave & License Agreement etc.
 
Ø  Last 3 months Salary Slip alongwith latest Form 16 / ITR/ Appointment Letter
Ø  Last 6 months Bank Statement (Where Salary/Income is Credited)
Ø  Sanction letter of all existing loans with repayment statement of account and bank statements from where EMI is paid
Ø  Self Attestation on all documents (signature on all documents).
Ø  Two passport size photographs

Self employed (Professionals) include self - employed Doctors, Chartered Accountants, Architects, Company Secretaries

Ø  Identity Proof (Any One)
ù  Passport
ù  PAN Card
ù  Voter’s Identity Card
ù  Driving License
ù  Identity Card (Subject to the Company’s satisfaction) etc.
 
Ø  Residence Proof (Any One)
ù  Utility Bill like telephone, electricity (not older than 3 months)
ù  Bank account statement / Pass Book
ù  Driving License
ù  Passport
ù  Ration Card
ù  Latest Rent / Leave & License Agreement etc.
 
Ø  Education qualification certificate and proof of business existence
Ø  Latest years ITR along with IT acknowledgement, computation of income, Balance Sheet & Profit and Loss Account for the last 3 yrs. certified by a CA / Audited
Ø  Last 6 months bank statements
Ø  Sanction letter of all existing loans with repayment statement of account and bank statements from where EMI is paid
Ø  Self Attestation on all documents (signature on all documents).
Ø  Two passport size photographs

Self Employed (Individuals) include self-employed - Sole proprietors, Partners & Directors in the Business of Manufacturing, Trading or Services

Ø  Identity Proof (Any One)
ù  Passport
ù  PAN Card
ù  Voter’s Identity Card
ù  Driving License
ù  Identity Card (Subject to the Company’s satisfaction) etc.
 
Ø  Residence Proof (Any One)
ù  Utility Bill like telephone, electricity (not older than 3 months)
ù  Bank account statement / Pass Book
ù  Driving License
ù  Passport
ù  Ration Card
ù  Latest Rent / Leave & License Agreement etc.
 
Ø  Office Address Proof (Any One)
ù  Utility Bill like telephone, electricity (not older than 3 months)
ù  Bank account statement / Pass Book
ù  Latest Rent / Leave & License Agreement etc.
 
Ø  Proof of business existence (Trade license / Shop & Establishment Certificate (Gumasta) / Sales Tax certificate / Service Tax Registration Certificate)
Ø  Business profile
Ø  Latest years ITR along with IT acknowledgement, computation of income, Balance Sheet & Profit and Loss Account for the last 3 yrs. certified by a CA / Audited
Ø  Last 6 months bank statements (self and business)
Ø  Sanction letter of all existing loans with repayment statement of account and bank statements from where EMI is paid
Ø  Other Mandatory Documents (Sole Prop. Decl. Or Cert. Copy of Partnership Deed, Cert. Copy of MOA, AOA & Board resolution.)
Ø  Self Attestation on all documents (signature on all documents).
Ø  Two passport size photographs
 
Ø  Documents for Take Over Loans
ù  Statement of Car Loan account with other bank/institution
ù  Copy of the sanction advice issued by the bank/institution
 
Ø  In case of New Car
ù  Quotation/Invoice from the reputed authorized dealer
ù  Booking receipt
 
Ø  In case of 2^nd Hand Car
ù  Quotation/Invoice from the reputed authorized dealer who sells pre-used vehicle
ù  Copy of the sale agreement in case of private sale.
ù  Certificate of fitness from a qualified automobile engineer and
ù  Valuation certificate from the Bank’s approved valuer / surveyor
ù  Copy of the blue book/road tax clearance certificate/insurance
 
*Additional documents may be required on case to case basis
 

Documents required for Personal Loan

Salaried Customers :-

Ø  Identity Proof (Any One)
ù  Passport
ù  PAN Card
ù  Voter’s Identity Card
ù  Driving License
ù  Identity Card (Subject to the Company’s satisfaction) etc.
 
Ø  Residence Proof (Any One)
ù  Utility Bill like telephone, electricity (not older than 3 months)
ù  Bank account statement / Pass Book
ù  Driving License
ù  Passport
ù  Latest Rent / Leave & License Agreement etc.
 
Ø  Pan Card Copy
Ø  Last 3 months Salary Slip alongwith latest Form 16 / ITR/ Appointment Letter
Ø  Last 6 months Bank Statement (Where Salary/Income is Credited)
Ø  Sanction letter of all existing loans with repayment statement of account and bank statements from where EMI is paid
Ø  Self Attestation on all documents (signature on all documents).
Ø  Two passport size photographs
**Additional documents may be required on case to case basis.

Documents required for Loan against Property

Salaried Customers :-

Ø  Identity Proof (Any One)
  Passport
  PAN Card
  Voter's Identity Card
  Driving License
  Identity Card (subject to the Company’s satisfaction) etc.

Ø  Residence Proof (Any One)
  Utility Bill like telephone, electricity (not older than 3 months )
  Bank account statement/Pass Book
  Passport
  Driving License
  Ration Card
  Letter from employer ( Subject to satisfaction of the Company )
  Latest Rent / Leave & license agreement etc.

Ø  PAN Card Copy
Ø  Last 6 months Salary Slip alongwith latest Form 16 / ITR/ Appointment Letter
Ø  Last 6 months Bank Statement (Where Salary/Income is Credited)
Ø  Sanction letter of all existing loans with repayment statement of account and bank statements from where EMI is paid
Ø  Self Attestation on all documents (signature on all documents).
Ø  Two passport size photographs

Ø  Property Documents
  Sale deed infavour of applicants
  Link documents for last 15 years
  Municipal Approved Plan
  Encumberance Certificate (EC)
  Latest Tax paid receipt / Parcha
  Mutation Certificate in the name of the present owner (Municipality/BLRO)

Self Employed (Individuals) include self-employed - Sole proprietors, Partners & Directors in the Business of Manufacturing, Trading or Services

Ø  Identity Proof (Any One)
  Passport
  PAN Card
  Voter's Identity Card
  Driving License
  Identity Card (subject to the Company’s satisfaction) etc.

Ø  Residence Proof (Any One)
  Utility Bill like telephone, electricity (not older than 3 months )
  Bank account statement/Pass Book
  Passport
  Driving License
  Ration Card
  Letter from employer ( Subject to satisfaction of the Company )
  Latest Rent / Leave & license agreement etc.

Ø  Office Address Proof (Any One)
  Utility Bill like telephone, electricity (not older than 3 months )
  Bank account statement/Pass Book
  Latest Rent / Leave & license agreement etc.

Ø  Proof of business existence (Trade license / Shop & Establishment Certificate (Gumasta) / Sales Tax certificate / Service Tax Registration Certificate)
Ø  Business profile
Ø  PAN Card Copy (self and business)
Ø  Latest years ITR along with IT acknowledgement, computation of income, Balance Sheet & Profit and Loss Account for the last 3 yrs. certified by a CA / Audited
Ø  Last 6 months bank statements (self and business)
Ø  Sanction letter of all existing loans with repayment statement of account and bank statements from where EMI is paid
Ø  Other Mandatory Documents (Sole Prop. Decl. Or Cert. Copy of Partnership Deed, Cert. Copy of MOA, AOA & Board resolution.)
Ø  Self Attestation on all documents (signature on all documents).
Ø  Two passport size photographs

Ø  Property Documents
  Sale deed infavour of applicants
  Link documents for last 15 years
  Municipal Approved Plan
  Encumberance Certificate (EC)
  Latest Tax paid receipt / Parcha
  Mutation Certificate in the name of the present owner (Municipality/BLRO)

Self employed (Professionals) include self - employed Doctors, Chartered Accountants, Architects, Company Secretaries

Ø  Identity Proof (Any One)
  Passport
  PAN Card
  Voter's Identity Card
  Driving License
  Identity Card (subject to the Company’s satisfaction) etc.

Ø  Residence Proof (Any One)
  Utility Bill like telephone, electricity (not older than 3 months )
  Bank account statement/Pass Book
  Passport
  Driving License
  Ration Card
  Letter from employer ( Subject to satisfaction of the Company )
  Latest Rent / Leave & license agreement etc.

Ø  PAN Card Copy
Ø  Education qualification certificate and proof of business existence
Ø  Latest years ITR along with IT acknowledgement, computation of income, Balance Sheet & Profit and Loss Account for the last 3 yrs. certified by a CA / Audited
Ø  Last 6 months bank statements
Ø  Sanction letter of all existing loans with repayment statement of account and bank statements from where EMI is paid
Ø  Self Attestation on all documents (signature on all documents).
Ø  Two passport size photographs

Ø  Property Documents
  Sale deed infavour of applicants
  Link documents for last 15 years
  Municipal Approved Plan
  Encumberance Certificate (EC)
  Latest Tax paid receipt / Parcha
  Mutation Certificate in the name of the present owner (Municipality/BLRO)

Ø  Additional documents may be required on case to case basis

Documents required for Business Loan

PRIVATE LIMITED COMPANY 

1. KYC of All Directors
• PAN Card copy and Passport Copy or Voter ID or Valid Driving License
• Residence Tel Bill and Electricity Bill or Sale Agreement or Leave and License Agreement or Maintenance Receipt or Rent Receipt

2. Company KYC
• Company PAN Card copy
• Office Tel Bill (not more than 2 months old) and Electricity Bill (not more than 2 months old) or Sale Agreement or Leave and License Agreement
• MOA/AOA with certificate of incorporation
• Annual Return with ROC (2012) or CA attested Shareholding Pattern and Directors List (as on date) 

3. Legal Existence Proof
• Sales Tax Registration Certificate
• Shop & Establishment Certificate (Gumasta)
• Importer-Exporter code Certificate
• Factory Registration Certificate
• SSI certificate
• Service Tax Registration Certificate 

• Company Financials for Assessment Year 2010-2011, 2011-12 and 2012-13
• Acknowledged copies of ITR’s
• Computation of Income
• Balance Sheet with all schedules
• Profit & Loss Account with all schedules
• Tax Audit Report (3CA/3CB and 3CD with all annexures)
• Sundry Debtors and Sundry Creditors Break-up
• Directors Report
• Auditors Report 

4. Last 12 months Bank Statements (CA, OD, CC and all other Bank A/c featuring in Balance Sheet)

5. All Loans Sanction Letter
• Secured Loan (Auto Loan, Mortgage Loan, Term Loan, OD/CC Letter)
• Unsecured Loan (PL, BL and OD/CC and any other loan)

6. Individual Financials for last 2 years of all the Directors
7. Company Profile

  

PROPRIETORSHIP CONCERN

1. KYC of Proprietor and 2^nd Co-Applicant (Blood Relative)
• PAN Card copy and Passport Copy or Voter ID or Valid Driving License

• Residence Tel Bill and Electricity Bill or Sale Agreement or Leave and License Agreement or Maintenance Receipt or Rent Receipt 

2. Company KYC
• Office Tel Bill (not more than 2 months old) and Electricity Bill (not more than 2 months old) or Sale Agreement or Leave and License Agreement

3. Legal Existence Proof
• Sales Tax Registration Certificate
• Shop & Establishment Certificate (Gumasta)
• Importer-Exporter code Certificate
• Factory Registration Certificate
• SSI certificate
• Service Tax Registration Certificate

4. Company Financials for Assessment Year 2010-2011, 2011-12 and 2012-13
• Acknowledged copies of ITR’s
• Computation of Income
• Balance Sheet with all schedules
• Profit & Loss Account with all schedules
• Tax Audit Report (3CB/3CA and 3CD with all annexures)
• Debtors and Creditors list

5. Last 12 Months Bank Statements (CA, OD, CC, Saving A/c and all other Bank A/c featuring in Balance Sheet)

6. All Loans Sanction Letter
• Secured Loan (Auto Loan, Mortgage Loan, Term Loan, OD/CC Letter)
• Unsecured Loan (PL, BL and OD/CC and any other loan) 

7. Company Profile

PARTNERSHIP FIRM

1. KYC of All Directors
• PAN Card copy and Passport Copy or Voter ID or Valid Driving License
• Residence Tel Bill and Electricity Bill or Sale Agreement or Leave and License Agreement or Maintenance Receipt or Rent Receipt

2. Company KYC
• Company PAN Card copy
• Office Tel Bill (not more than 2 months old) and Electricity Bill (not more than 2 months old) or Sale Agreement or Leave and License Agreement or Maintenance Receipt or Rent Receipt
• Partnership Deed

3. Legal Existence Proof
• Sales Tax Registration Certificate
• Shop & Establishment Certificate (Gumasta)
• Importer-Exporter code Certificate
• Factory Registration Certificate
• SSI certificate
• Service Tax Registration Certificate

4. Company Financials for Assessment Year 2010-2011, 2011-12 and 2012-13
• Acknowledged copies of ITR’s
• Computation of Income
• Balance Sheet with all schedules
• Profit & Loss Account with all schedules
• Tax Audit Report (3CA/3CB and 3CD with all annexures)
• Debtors and Creditors list.

5. Last 12 months Bank Statements (CA, OD, CC and all other Bank A/c featuring in Balance Sheet)

6. All Loans Sanction Letter
• Secured Loan (Auto Loan, Mortgage Loan, Term Loan, OD/CC Letter)
• Unsecured Loan (PL, BL and OD/CC and any other loan)

7. Company Profile

8. Individual Financials for last 2 years of all the Partners

**Additional documents may be required on case to case basis.

Documents required for Home Loan

Salaried Customers :-

Ø  Identity Proof (Any One)
ù  Passport
ù  PAN Card
ù  Voter’s Identity Card
ù  Driving License
ù  Identity Card (Subject to the Companys satisfaction) etc.

Ø  Residence Proof (Any One)
ù  Utility Bill like telephone, electricity (not older than 3 months)
ù  Bank account statement / Pass Book
ù  Driving License
ù  Passport
ù  Latest Rent / Leave & License Agreement etc.

Ø  Pan Card Copy
Ø  Last 3 months Salary Slip alongwith latest Form 16 / ITR/ Appointment Letter
Ø  Last 6 months Bank Statement (Where Salary/Income is Credited)
Ø  Sanction letter of all existing loans with repayment statement of account and bank statements from where EMI is paid
Ø  Self Attestation on all documents (signature on all documents).
Ø  Two passport size photographs

Self employed (Professionals) include self - employed Doctors, Chartered Accountants, Architects, Company Secretaries

Ø  Identity Proof (Any One)
ù  Passport
ù  PAN Card
ù  Voter’s Identity Card
ù  Driving License
ù  Identity Card (Subject to the Companys satisfaction) etc.

Ø  Residence Proof (Any One)
ù  Utility Bill like telephone, electricity (not older than 3 months)
ù  Bank account statement / Pass Book
ù  Driving License
ù  Passport
ù  Ration Card
ù  Latest Rent / Leave & License Agreement etc.

Ø  Pan Card Copy
Ø  Education qualification certificate and proof of business existence
Ø  Latest years ITR along with IT acknowledgement, computation of income, Balance Sheet & Profit and Loss Account for the last 3 yrs. certified by a CA / Audited
Ø  Last 1year  bank statements
Ø  Sanction letter of all existing loans with repayment statement of account and bank statements from where EMI is paid
Ø  Self Attestation on all documents (signature on all documents).
Ø  Two passport size photographs

Self Employed (Individuals) include self-employed - Sole proprietors, Partners & Directors in the Business of Manufacturing, Trading or Services

Ø  Identity Proof (Any One)
ù  Passport
ù  PAN Card
ù  Voter’s Identity Card
ù  Driving License
ù  Identity Card (Subject to the Companys satisfaction) etc.

Ø  Residence Proof (Any One)
ù  Utility Bill like telephone, electricity (not older than 3 months)
ù  Bank account statement / Pass Book
ù  Driving License
ù  Passport
ù  Ration Card
ù  Latest Rent / Leave & License Agreement etc.

Ø  Office Address Proof (Any One)
ù  Utility Bill like telephone, electricity (not older than 3 months)
ù  Bank account statement / Pass Book
ù  Latest Rent / Leave & License Agreement etc.

Ø  Proof of business existence (Trade license / Shop & Establishment Certificate (Gumasta) / Sales Tax certificate / Service Tax Registration Certificate)
Ø  Pan Card Copy (self and business)
Ø  Business profile
Ø  Latest years ITR along with IT acknowledgement, computation of income, Balance Sheet & Profit and Loss Account for the last 3 yrs. certified by a CA / Audited
Ø  Last 1 year bank statements (self and business)
Ø  Sanction letter of all existing loans with repayment statement of account and bank statements from where EMI is paid
Ø  Other Mandatory Documents (Sole Prop. Decl. Or Cert. Copy of Partnership Deed, Cert. Copy of MOA, AOA & Board resolution.)
Ø  Self Attestation on all documents (signature on all documents).
Ø  Two passport size photographs

Additional documents may be required on case to case basis.